Bankruptcy Counseling
Bankruptcy counseling is basically credit counseling that takes place under instruction from a bankruptcy court and is required before filing and discharge. These counseling services are provided at a cost, but that cost is minimal, and on the whole, bankruptcy counseling is a painless, quick, and cheap process that can provide you with some useful […]
Read MoreCar Loans After Bankruptcy
Getting accepted for a car loan after bankruptcy can be difficult, but it’s not impossible. There are options available, lenders to consider, and ways you can improve your chances. Start lowering your debt today. A car loan is a pretty big deal, giving you a sizable debt that can threaten your credit report and, if […]
Read MoreAutomatic Stay in Bankruptcy
In this guide, we’ll tell you all you need to know about discharging student loans and filing for bankruptcy, helping you to wipe that slate clean and regain some much-needed financial freedom. Start lowering your debt today. Can Bankruptcy Help with Student Loan Debt? Bankruptcy can help with unsecured debt, which is debt that’s not […]
Read MoreAutomatic Stay in Bankruptcy
As soon as you file for bankruptcy you will be given something known as an automatic stay. This is true for both Chapter 7 and Chapter 13 bankruptcy and it will prevent creditors from filing civil lawsuits against you. It’s one of the reasons over 600,000 Americans file for bankruptcy every year and is a […]
Read MoreA Guide to Consolidating and Refinancing Student Loans
Student loan consolidation and refinancing can help you manage your debts, reducing monthly payments, creating more favorable terms, and ensuring you have more money in your pocket at the end of the month. But how do these payoff strategies work, what are the differences between private loans and federal loans, and how much money can […]
Read MoreHow to Get Debt Consolidation Loans When You Have Bad Credit
Debt consolidation is one of the most effective ways to effectively manage debt. It can greatly improve your debt-to-income ratio and help you get back on your feet. You will have more money in your pocket and less debt to worry about, and while your options are a little more limited if you have bad […]
Read MorePersonal Loans After Bankruptcy
Bankruptcy is not the end of the world. In fact, while it is more difficult to acquire loans and credit cards, it’s not impossible. In this guide, we’ll show you how you can get short-term loans and long-term loans even after you have filed for bankruptcy. Whether you have debt to repay, bills to cover […]
Read MoreAuto Loan: New Car vs Old Pros and Cons
There are over 25 million auto loans every year in the United States, with the majority of drivers using finance to pay for new and used vehicles. Car loans are some of the most common secured loans in the country and for many Americans, a car is the second most expensive purchase they will make […]
Read MoreWhat is a Payday Loan?
A payday loan is a short-term loan with a high annual percentage rate. Also known as cash advance and check advance loans, payday loans are designed to cover you until payday and there are very few issues if you repay the loan in full before the payment date. Fail to do so, however, and you […]
Read MoreGuide to Bar Loans: Pros, Cons, and More
It can take several months to prepare for the bar exam, and they are some of the most important months in an aspiring lawyer’s life. In that time, many students take preparation courses or devote all their time to studying and preparing, increasing their chances of passing the exam and taking that important step. Bar […]
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