Last Updated: May 20, 2025
Please read these Terms and Conditions carefully. By submitting your insurance policy inquiry through the form on EraseYourBills.com and by entering your mobile telephone number and checking the consent box, you are providing express written consent to receive both informational and promotional text messages from Erase Your Bills (“Company”). This includes messages that may be delivered using an automatic telephone dialing system (autodialer) to the mobile number(s) you provided during the submission process.
These messages may include updates related to your inquiry, as well as offers and communications about related services or products. Your consent to receive marketing text messages is not a condition of purchasing any goods or services offered by the Company or through its website.
You may opt out of these communications at any time by following the instructions provided in the messages or by using the opt-out methods detailed in our Terms and Conditions.
Please note that certain information transmitted in connection with this service is also subject to our Website Terms of Use, Privacy Policy, and any other applicable legal agreements governing your interaction with Erase Your Bills.
What is EraseYourBills.com?
EraseYourBills.com operates as a digital platform that connects consumers with a network of insurance providers, marketing partners, and licensed advertisers who may offer products or services related to insurance coverage or financial relief solutions. Upon obtaining your express written consent, EraseYourBills.com may deliver text message communications that include details about your inquiry, policy submissions, or related services.
These communications are designed to keep you informed about the status of your request and may also introduce you to additional relevant offers or services that align with your expressed interests. In some cases, third-party providers, such as licensed insurance carriers, may contact you directly—either via text or other electronic means—to gather further details, verify your information, or proceed with underwriting and service-related actions in connection with your request (“Subscription”).
Please note that standard message and data rates may apply depending on your wireless carrier plan. We recommend checking with your carrier for specific rate information.
Agreement to Receive SMS Communications
By entering your mobile number on eraseyourbills.com, checking any associated consent box, and submitting any online form or initiating contact through our services, you hereby provide voluntary, clear, and unambiguous prior express written consent to receive automated, autodialed, prerecorded, and manual SMS text messages from Erase Your Bills (“Company”, “we”, “us”, or “our”) and its authorized agents, affiliates, partners, representatives, or subsidiaries, at the mobile number(s) you provided.
These messages may include:
- Transactional notices regarding your inquiry or service
- Promotional and marketing offers
- Account updates
- Follow-ups and surveys
- Third-party affiliate service offerings
By providing this consent, you affirm:
- You are 18 years of age or older
- You are the authorized user or subscriber of the mobile number provided
- You agree to be bound by these SMS Terms and our Privacy Policy
Consent is not a condition of purchase.
2. Scope of Consent and Compliance
All communications sent to you by eraseyourbills.com are made in full compliance with applicable federal and state laws, including but not limited to:
- Telephone Consumer Protection Act (TCPA), 47 U.S.C. § 227
- Telemarketing Sales Rule (TSR), 16 CFR Part 310
- Federal Trade Commission Act
- CAN-SPAM Act of 2003
- State-specific consumer protection statutes
- California Consumer Privacy Act (CCPA)
- CTIA Messaging Principles and Best Practices
We maintain strict procedures for documenting consent, managing opt-outs, and preventing spam, spoofing, or unauthorized use of your number.
3. Frequency of Messaging
The number of messages you receive may vary based on your interactions and service needs. You may receive approximately 1 to 4 messages per week, but this can vary depending on your engagement, service status, or consented promotional schedules.
4. Opt-Out Instructions
You may revoke consent and stop receiving SMS communications from us at any time by:
- Texting “STOP”, “QUIT”, “CANCEL”, “UNSUBSCRIBE”, or “END” to the short code or long code from which you received the message
- Clicking the unsubscribe link (if provided)
- Emailing us at [email protected] with the subject “Unsubscribe SMS”
Once your opt-out is received, you will get a final confirmation message, and no further SMS messages will be sent unless you re-subscribe with express written consent.
5. HELP and Customer Service
For assistance, text “HELP” to the number that messaged you. You may also contact us at:
- 📞 Phone: +1 (877) 208-8211
- ✉️ Email: [email protected]
- 🌐 Website: https://eraseyourbills.com
6. Access to the Services
To participate:
- You must have a text-enabled mobile device and an active text messaging service with a participating wireless carrier.
- Standard message and data rates may apply depending on your carrier plan.
- You are solely responsible for all charges incurred in connection with SMS communications from us.
Supported carriers may include, but are not limited to: AT&T, Verizon, Sprint, T-Mobile, Boost, MetroPCS, U.S. Cellular, and others. Carriers are not liable for delayed or undelivered messages.
7. Mobile Number Ownership and Responsibilities
You affirm under penalty of perjury that:
- You are the current subscriber or customary user of the mobile number you provide
- You will immediately notify us of any change to your mobile number by contacting [email protected]
Failure to notify us of number changes may expose you to legal liability under the TCPA and other applicable statutes. You agree to fully indemnify and hold harmless the Company, its agents, and partners from any legal action, claims, or damages arising from incorrect, outdated, or reassigned number usage.
8. Privacy and Data Protection
All data collected is subject to our Privacy Policy, which details how we collect, use, protect, store, and share your information.
- We do not sell or lease your mobile number without your explicit permission.
- We use industry-standard encryption and security protocols.
- Personally identifiable information (PII) is retained only as long as necessary to fulfill your requests or comply with legal obligations.
9. Age Restrictions and Limitations
This service is intended for individuals 18 years of age or older. By subscribing, you confirm that you meet this requirement. We reserve the right to:
- Request age verification
- Cancel SMS communications to any user found to be underage
10. Modifications to Terms
We reserve the right to modify, revise, or update these Terms and Conditions at any time, in compliance with applicable laws. All changes will become effective upon being posted on this page.
Your continued use of our SMS service after modifications constitutes your binding acceptance of the revised terms.
11. Suspension and Termination
We reserve the right to suspend, restrict, or permanently terminate your access to our SMS program without notice if:
- You violate these terms
- We suspect abuse or unlawful conduct
- Your number becomes invalid or unsubscribed
- We discontinue or alter the program
12. Disclaimer of Warranties
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.”
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ERASE YOUR BILLS DISCLAIMS:
- ANY EXPRESS OR IMPLIED WARRANTIES INCLUDING FITNESS FOR A PARTICULAR PURPOSE
- UNINTERRUPTED, ERROR-FREE, OR SECURE DELIVERY OF MESSAGES
- LIABILITY FOR NETWORK, HARDWARE, OR CARRIER-RELATED ISSUES
We do not guarantee message delivery and are not responsible for system outages, delays, or carrier disruptions.
13. Limitation of Liability
IN NO EVENT SHALL ERASE YOUR BILLS OR ITS AFFILIATES BE LIABLE FOR:
- INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES
- LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES
- DAMAGES RESULTING FROM SYSTEM FAILURES, CARRIER ERRORS, OR THIRD-PARTY MISCONDUCT
Our total liability under these terms shall not exceed $50 or the total amount you have paid us, if any, for SMS services.
14. Indemnification
You agree to defend, indemnify, and hold harmless Erase Your Bills, its affiliates, officers, employees, partners, and agents from any claims, actions, damages, or liabilities arising out of:
- Your use of the SMS services
- Your breach of these Terms
- Your violation of applicable laws or rights of third parties
15. Legal Compliance and Jurisdiction
These Terms shall be governed by the laws of the State of Delaware, and all disputes shall be exclusively brought before courts in that jurisdiction.
You acknowledge and agree that you are responsible for compliance with all local, state, and federal laws applicable to your use of SMS services. This includes:
- FCC regulations
- FTC regulations
- TCPA & CAN-SPAM
- Any relevant criminal statutes
16. Submissions and User Content
Any feedback, suggestions, ideas, or communications submitted to Erase Your Bills via SMS or other channels becomes our exclusive property, including all associated intellectual property rights.
You agree not to submit:
- Confidential information
- Copyrighted materials you don’t own
- Illegal, obscene, defamatory, or abusive content
17. Contact Information
If you have any questions or concerns regarding these SMS Terms and Conditions, contact us at:
Erase Your Bills
📞 Phone: +1 (877) 208-8211
✉️ Email: [email protected]
🌐 Website: https://eraseyourbills.com
