What are Short Term Loans?
Short-term loans are simply loans that must be repaid over a period of months, with a fixed term that is typically less than 1 year. The loan amount and interest rate varies, but generally, short-term loans are taken out during emergencies and cost much more than longer-term loans. Types of Short-Term Loan All short-term loans will move money into your bank account in less than a day, after which […]
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How to Get a Personal Loan (Application, Approval, Alternatives)
Personal loans are typically unsecured loans offering up to $50,000 with a term of up to 5 years. They come in several shapes and sizes and interest rates, fees, and terms can differ greatly, but the average personal loan in the United States is between $7,000 and $8,000 and charged at a rate of 11% and 12%. Steps to Getting a Personal […]
Read MoreCar Insurance Payment Discounts
One of the easiest ways to save money on your car insurance coverage is to pay for your auto insurance premiums upfront. By opting for a lump-sum payment as opposed to staggered, monthly charges, you could shave an average of 5% off your premiums. Furthermore, there are several other payment-based auto insurance discounts, all offering additional ways to save. Payment Discounts There are […]
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When to Downsize Your Home
Life is a constant struggle and real estate is at the heart of that struggle. You spend your youth getting the education you need to earn money; your young adult years saving for your first house, and your forties and fifties desperately trying to increase the size of your assets. Start lowering your debt today. […]
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Best Government Resources for Buying a Home in Every State
The government provides first-time homebuyers across the United States with the help they need to make their first big real estate purchase. It offers many of the same opportunities to veterans and low-income buyers. Start lowering your debt today. Call 800-449-0273. In this guide, we’ll look at the best loan programs and resources available in all 50 states, helping you to buy your new home wherever […]
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Cheaper Used-Car Insurance: How to Save
Although there are a few exceptions, a used car is nearly always cheaper to insure than a new car. You will also save yourself a lot of money choosing used over new, making this the best option for most drivers. In this guide, we’ll look at the ways you can save when purchasing used cars and used car […]
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Getting Cheap Car Insurance After Divorce
A divorce is one of the most traumatic things you can go through and the longer you have been with that person, the more traumatic it will be. When you share your life with someone for many years, it’s only natural that you’ll feel a sense of loss and uncertainty when they go. You need […]
Read MoreBodily Injury and Property Damage Liability Coverage
Bodily injury liability coverage and property damage liability coverage are required in most states. If you cause an accident, these coverage options will protect you against litigation and loss resulting from the other driver’s property and physical damage. Both of these coverage options have fixed coverage limits and these limits are determined by your insurance policy. In this guide, we’ll look at the state minimum requirements for liability coverage limits and […]
Read MoreHow are Auto Insurance Rates Determined?
Auto insurance rates, like all insurance rates, are carefully considered calculations based on statistical probabilities and strict underwriting techniques. Insurers don’t throw random numbers at you in the hope that something sticks and, contrary to what you might think, they don’t charge as much as they think they can get away with. In this guide, we’ll look at […]
Read MoreComprehensive and Collision Insurance
In most states, you are required to have liability insurance, which covers you for claims made by the other driver. You may also be required to purchase personal injury protection insurance and uninsured/underinsured motorist coverage. Find your best rate on Car Insurance! Attention: Still Open During the Financial Crisis… Tip: Act now to see if you qualify for […]
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